Your Health Insurance for 2023
Traditionally all the Health Insurance providers in the Netherlands will publish there prices for the new year around this time. Most of them came last weekend. Not surprisingly the prices went up, reasons for this are the rising age of the Dutch population, costs of staff and medicines....
Author: Blanca
Blanca is member of the Expat Guide team. She moved to the Netherlands in 2019 and works as a teacher.
Your Health Insurance for 2023
Traditionally all the Health Insurance providers in the Netherlands will publish there prices for the new year around this time. Most of them came last weekend. Not surprisingly the prices went up, reasons for this are the rising age of the Dutch population, costs of staff and medicines. Let’s look a little closer at your options upcoming year.
What will a Basic health insurance cost in 2023
Basic health insurance will cost around €125 a month next year. With the top insurers raising their prices around 8 euro per month.
What is covered in a Basic Dutch Health Insurance
Hospital care
Medication
Rehabilitation
Medical care by specialists, GPs and midwives
Dental care for children up to age 18
Therapists, such as speech therapists and dieticians
Mental health care
Basic maternity care necessary
Medical help during a holiday or business trip abroad, worldwide
How to find the best rates.
The Netherlands has many websites that offer a detailed overview of prices of insurers. The best in our opinion is that of Indepeneder. Check there page dedicated to Health Insurance for 2023.
What are Aanvullende verzerkeringen and do I need them?
Aanvullende verzekeringen are insurances for care that are not covered in the basisverzekering (basic). If you are healthy and don’t need care regularly it’s better not to take it. But are you trying to get pregnant in 2023, expect dental work etc it could be wise.